Endowment Surrender - UK’s Biggest Policy Buyer

aap is the largest endowment policy buyer and endowment policy seller in the UK, and has been involved in the purchase of over £1 billion of with-profit endowment policies since 1968. With significant means to buy with-profits endowments, aap will value your with-profits policy completely free of charge and without obligation. All you need to have is a with-profits policy taken out before 2003 with a minimum surrender value of £1,500. So, if you’re thinking of selling your endowment, click here to find out how much endowment selling through aap could be worth to you.

Selling Endowments through AAP

Selling your endowment policy through aap could get you up to 35% more cash than if you surrendered it back to the life company that you bought it from. Why? Because it is sold on to large institutional investors who will generally take the decision to hold on to it until it matures.

What are the four most common reasons for selling your endowment policy?

• Restructuring finances
• Re-mortgaging
• Divorce
• Paying off debts

When you sell your endowment policy through aap you are guaranteed to get more than the life office surrender value. For more information on endowment policy selling, please visit the Question and Answer section and all your questions and answers on selling an endowment policy will be answered clearly.

Why use aap?

Unlike some endowment buyers, aap acts directly for a principal, so when an offer is made for your endowment policy, there’s no wait to find a buyer aap can pay for it! This means that you will receive your payments as soon as the policy has been checked and verified without having to wait months.

For endowment selling, aap is the UK’s No. 1 endowment policy buyer.